The infrastructure platform for modern card businesses.
CardInfra brings together the technology financial institutions need to build, launch and operate card programs—from issuing and processing to specialized card capabilities and transaction infrastructure.
Card programs depend on multiple systems, integrations, vendors and operational processes.
CardInfra brings the critical infrastructure together into one modular platform.
Card management
Processing
Authorization
Transaction routing
Card networks
PIN infrastructure
Specialized card platforms
Whether you’re launching a new card program, modernizing existing infrastructure or building new card products, CardInfra gives you the technology layer to build on.
Issue, process and manage card programs with the infrastructure required to operate at scale.
Enable banks to provide card issuing capabilities to fintechs and other partners through a controlled infrastructure model.
Build and operate flexible prepaid card programs with dedicated management infrastructure.
Power credit card businesses with infrastructure designed around credit accounts, cardholders, ledgers and credit controls.
Enable customers to receive cards immediately through branch, agent and other issuance environments.
Support Card-Not-Present transaction scenarios outside the traditional 3-D Secure flow.
CardInfra sits between your existing financial infrastructure and the card businesses you want to build.
CardInfra works with the infrastructure you already have—helping you add modern card capabilities without rebuilding everything around them.
CORE BANKING
CMS
FEPs & SWITCHES
HSMs
CARD SCHEMES
DEBIT
PREPAID
CREDIT
CaaS
INSTANT ISSUANCE
CNP
CardInfra Suite
The core of the CardInfra platform, providing the infrastructure for card issuing, processing, authorization, card management and transaction orchestration.
Designed to integrate with the systems and networks that power your existing card environment.
Card businesses evolve.
CardInfra is modular, allowing institutions to add capabilities as their requirements grow—from specialized card programs to partner ecosystems and new transaction environments.
The foundation for your card programs.
Prepaid. Credit. Instant Issuance.
Bank–fintech Card-as-a-Service.
CNP / non-3DS and other specialized transaction capabilities.
Deploy the capabilities your business needs without unnecessary complexity.
Connect with your existing banking and payment infrastructure.
Built for the security, control, reliability and scale required by financial institutions.
Expand into new card products, programs and business models without starting again.
CardInfra combines a core platform with specialized products and infrastructure components designed to work together.
The foundation for your card programs.
Bank–fintech card issuing infrastructure.
Prepaid card management.
Credit card infrastructure.
Immediate card issuance.
CNP / non-3DS transaction infrastructure.
And supporting capabilities including Pavilion, PinGenie, CardInfra TOM, SchemeComply360, EngageNotify360 and TranzWatch.
CardInfra technology is designed for the environments where reliability, security, integration and operational control matter.
Whether you’re launching a new card business, modernizing an existing program or expanding into new card products, CardInfra gives you the infrastructure to build on.
Let’s talk about what you’re building.