Card infrastructure is fragmented. CardInfra brings it together.

The infrastructure platform for modern card businesses.

CardInfra brings together the infrastructure financial institutions need to build, launch and operate modern card businesses—from issuing and processing to specialized card programs and transaction capabilities.

THE PROBLEM

Building a card business shouldn't mean stitching together fragmented infrastructure.

Card programs depend on multiple systems, integrations, vendors and operational processes.

CardInfra brings the critical infrastructure together into one modular platform.

Issuing

Processing

Authorization

Transaction Infrastructure

Specialized Card Systems

Trusted by institutions building the future of cards

Powering card innovation across Africa

Keystone Providus union Lapo

WHAT YOU CAN BUILD

One infrastructure. Multiple card businesses.

Whether you’re launching a new card program, modernizing existing infrastructure or building new card products, CardInfra gives you the technology layer to build on.

Core Card Infrastructure

Issue, process and manage card programs with the infrastructure required to operate at scale.

Card-as-a-Service

Enable banks to provide card issuing capabilities to fintechs and other partners through a controlled infrastructure model.

Prepaid

Build and operate flexible prepaid card programs with dedicated management infrastructure.

Credit

Power credit card businesses with infrastructure designed around credit accounts, cardholders, ledgers and credit controls.

Instant Issuance

Enable customers to receive cards immediately through branch, agent and other issuance environments.

CNP / Non-3DS

Support Card-Not-Present transaction scenarios outside the traditional 3-D Secure flow.

THE CORE

A foundation you can build on.

CardInfra Suite

CardInfra Suite is the core infrastructure layer for issuing, processing and managing modern card programs.

Start with core card infrastructure and extend into prepaid, credit, CaaS, instant issuance and specialized transaction capabilities as your business grows.

WHY CARDINFRA

Infrastructure without the fragmentation.

Modular

Deploy what you need. Expand when you are ready.

Integrated

Works with the banking and payment infrastructure you already have.

Enterprise-ready

Built for reliability, control and security.

Built for growth

Add new products, programs and partners without rebuilding your infrastructure.

LET'S BUILD TOGETHER

Bring your card infrastructure together.

Whether you’re launching a new card business, modernizing an existing program or expanding into new card products, CardInfra gives you the infrastructure to build on.

Let’s talk about what you’re building.