CardInfra brings together the products and infrastructure financial institutions need to build, launch and operate card businesses.
From core card issuing and processing to prepaid, credit, Card-as-a-Service, instant issuance and CNP transaction infrastructure, each CardInfra product is designed to solve a specific part of the card ecosystem.
CardInfra Suite provides the foundational infrastructure for issuing, processing and managing card programs.
It connects the systems involved in the card lifecycle — from card creation and management to authorization, transaction processing and operational workflows.
Core capabilities include:
CardInfra CaaS enables banks to provide card issuing capabilities to fintechs, businesses and other partners through a controlled infrastructure model.
Powered by the Fintech Issuing Processor (FIP), it connects partner applications to the bank’s existing card infrastructure through secure APIs and real-time transaction orchestration.
Designed for:
CardInfra Prepaid provides the infrastructure required to launch and manage prepaid card programs across multiple products, partners and customer environments.
Capabilities include:
CardInfra Credit provides the technology foundation for institutions building credit card programs around account-based credit and cardholder management.
Capabilities include:
CardInfra Instant Issuance connects customer-facing issuance experiences with the infrastructure behind card creation, personalization and activation.
Designed for environments such as branches, agents and other immediate issuance channels.
Capabilities include:
CardInfra Sentinel supports Card-Not-Present transactions where 3-D Secure is not used, providing the infrastructure required for appropriate transaction validation, security and authorization workflows.
Designed to work within existing card processing environments and support approved non-3DS CNP transaction scenarios.
CardInfra also provides focused infrastructure components that address specific operational and technical requirements within the card environment.
Card & PIN Middleware
Connect card management systems, FEPs, HSMs and related card infrastructure through a dedicated middleware layer.
Secure PIN Management
Infrastructure for secure PIN generation, delivery and management across card programs.
Transaction Orchestration
Route and coordinate card transactions across connected systems and apply the transaction logic required by your environment.
Scheme Reporting & Compliance
Automate and simplify card scheme reporting and compliance workflows.
Transaction Notifications
Deliver transaction-related alerts and notifications to support customer engagement and operational visibility.
Transaction Monitoring & Intelligence
Provide transaction monitoring and operational intelligence across your card environment.
Start with the infrastructure you need today.
Add new products, capabilities and business models as your requirements change.
Tell us what you’re building, what infrastructure you already have and what you need to achieve.
We’ll help you identify the right CardInfra architecture for your business.