Whether you’re modernizing existing infrastructure, launching a new card program or enabling new card business models, CardInfra gives you the infrastructure to build on.
Card infrastructure is fragmented. CardInfra brings it together—connecting the systems you already have with the capabilities you need to build, launch and operate modern card businesses.
Banks need to support new card products, channels and partners while continuing to operate the infrastructure already powering their business.
CardInfra provides a modular infrastructure layer that works with your existing banking and payment environment, helping you modernize card capabilities without replacing everything around them.
Relevant CardInfra capabilities:
CardInfra Suite · CardInfra CaaS / FIP · Prepaid · Credit · Instant Issuance · Sentinel
Building a card product shouldn’t require building an entire card infrastructure stack.
CardInfra provides fintechs with the technology layer required to build and operate card programs while connecting into the banking and payment infrastructure behind them.
Build with:
Create and manage cards and cardholders.
Support real-time authorization and transaction flows.
Manage card lifecycle and program operations.
Connect to bank-led card issuing models.
Extend into prepaid, credit and other card environments.
Banks can use their existing card infrastructure to support fintechs, businesses and other partners through a structured Card-as-a-Service model.
CardInfra provides the technology layer for managing the relationship between the bank, its partners and the underlying card infrastructure.
CardInfra CaaS / FIP
A bank–fintech card issuing and transaction orchestration platform designed to connect partner applications with the bank’s card infrastructure.
Different card businesses require different infrastructure.
CardInfra provides dedicated capabilities for institutions building specialized card programs.
Launch and manage prepaid programs with dedicated card and program management infrastructure.
Build credit card programs around credit accounts, ledgers, interest, limits and cardholder management.
Enable immediate card issuance through branch, agent and other customer-facing environments.
Support Card-Not-Present transaction scenarios where 3-D Secure is not used.
CardInfra is designed to work alongside the infrastructure already supporting your card business.
Connect CardInfra with:
Core Banking
CMS
FEPs & Switches
HSMs
Card Schemes
Payment Networks
REST APIs
ISO 8583
Add the capabilities you need while maintaining the systems that continue to work for your business.
Your card strategy can evolve without requiring a new infrastructure stack every time.
Launch your core card program.
Add new card products and customer segments.
Enable fintechs and businesses through Card-as-a-Service.
Launch prepaid, credit or other specialized card capabilities.
Support growing transaction volumes, programs and partner ecosystems.
CardInfra gives you one infrastructure foundation to build from.
Adopt the capabilities relevant to your business and expand over time.
Connect with your existing banking and payment infrastructure.
Built for institutions where reliability, security and operational control matter.
Support new products, programs and business models without rebuilding from scratch.
Tell us about your card business, your existing infrastructure and where you want to go next.
We’ll show you how CardInfra can help bring it together.